Sauté the peppers and onion

• Heat the olive oil in a large pan over medium heat.
• Add the green, yellow and red bell peppers and sauté until they start to soften.
• Add the onion and cook until softened and fragrant.

Add the spices and garlic

• Add the chili powder, cumin, red pepper flakes, onion powder, garlic powder and cayenne.
• Stir in the roughly chopped garlic and mix everything into the vegetables.

Add tomatoes and beans

• Pour in the tomatoes and stir into the pepper and onion mixture.
• Add the drained cooked beans and mix well.

Simmer the chili

• Fill the pan with water to reach the desired consistency.
• Bring to a simmer and cook, stirring occasionally, until thick and flavorful.

Serve

• Taste and adjust the seasoning, then serve hot.