Add the liquids and dry ingredients

• Pour the lukewarm water and olive oil into the bread machine pan.
• Add the bread flour, then the sugar and salt in separate corners.
• Make a small well in the flour and add the instant yeast.

Add the flavorings

• Scatter the chopped jalapeño and shredded cheddar over the flour.
• Sprinkle the everything bagel seasoning on top.

Start the bread machine

• Select the basic white bread setting with a medium crust.
• Close the lid and press start.

Bake and cool

• Let the machine knead, rise and bake the loaf.
• Remove the loaf from the pan and cool on a rack before slicing.